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Privacy and Consent Statement

Stellar Home Loans Pty Ltd (ABN 73 664 806 811), Australian Credit Licence 57003 respects your privacy and is committed to protecting your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

Collection and Use of Personal Information

We collect personal, financial, and credit-related information from you to:

• Assess your borrowing needs and financial situation

• Recommend suitable credit products

• Submit and manage your loan application

• Meet our legal and regulatory obligations

This information may include your name, contact details, employment history, income, expenses, assets, liabilities, and credit history.

Disclosure of Your Information

We may disclose your information to:

• Lenders, mortgage insurers, and service providers essential to the loan process

• Credit reporting bodies (e.g. Equifax, Illion)

• Our aggregator, software providers, compliance partners, and legal or financial consultants

• Government agencies or regulators where required by law

We will never sell your information or disclose it to unrelated third parties without your consent, unless permitted or required by law.

Credit Reporting Consent

By proceeding with our services, you consent to us:

• Obtaining your credit report from a credit reporting body

• Disclosing your personal information to those bodies

• Using your credit-related information to assess your creditworthiness and eligibility for lending products

Storage and Security

Your information is stored securely, and we take reasonable steps to protect it from misuse, interference, loss, and unauthorised access or disclosure.

Access and Correction

You may request access to, or correction of, your personal information at any time by contacting us.

Marketing Communications

With your consent, we may use your information to send you updates, offers, or insights related to loan products and services. You can opt out at any time.

Your Consent

By engaging Stellar Home Loans, you consent to the collection, use, and disclosure of your information as described above. If you do not provide the requested information, we may be unable to offer you credit assistance.

Contact Us

If you have any questions about this statement or how your information is handled, please contact:

Stellar Home Loans
Email: david@stellarhomeloans.au
Phone: 0481 580 284

You can also refer to our full Privacy Policy for further details.